However for applying this card you need to be citizen of one of those states that we counted above. Check the data at the top of this page and the bank’s website for the most current information. To continue to use our online services, you must upgrade to a current version of Google ChromeTM, Mozilla Firefox® or Microsoft Internet Explorer®. You can also use cash to pay for a portion of a travel reward in case you don’t have the required number of points. Call Back Only Available in Alabama, Arizona, California, Colorado, Florida, New Mexico, and Texas. Alerts via email or push notification - Sign up in Mobile or Online Banking. Low introductory rate and $100 account credit2. Get the value you want and the rewards you deserve, Take advantage of our introductory rates on purchases and balance transfers. To get the most out of this card, use it for any purchases you can’t pay off immediately, but can pay off in a reasonable time period. New York Residents: Your ‭credit report may be obtained. BBVA Compass ClearPoints credit card review. Free Enrollment – As a BBVA ClearPoints credit … You get three points per dollar on one category and two points per dollar on another. Select Card is another good credit card that you can apply. If you’re looking for a card that will help you get rid of your credit card debt, then definitely consider this one. BBVA Clearpoints is a no-interest credit card which will also give you various rewards. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Alabama, Arizona, California, Colorado, Florida, New Mexico, and Texas. ‭. Then, open either a BBVA Rewards credit card or BBVA ClearPoints credit card within 60 days. Final determination of which purchases qualify for bonus points is at the sole discretion of BBVA. BBVA ClearPoints Credit Card: $100 Bonus; Build Your Own Rewards. When you open a BBVA ClearPoints Credit Card… BBVA is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point category listing. Arguably its best perk is Build Your Own Rewards, which lets you choose … On the plus side, the BBVA Compass ClearPoints card doesn’t charge a penalty APR, making it a much safer card if you occasionally forget a payment. Through June 30, 2021, you can earn $100 account credit for spending $1,500 in the first 90 days following your account opening. CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. You’ll still want to examine the BBVA Compass ClearPoints card’s other terms and fees before deciding to go for the $100 credit. The card’s maximum rate runs as high as 29.24 percent — close to the highest APRs we’ve seen recently on a credit card. Manage Your Rewards - simply access your rewards via. Today I received a pre-qualified offer for the BBVA Clearpoints credit card. You Are Now Leaving This Site You are connecting to a new website; the information provided and collected on this … Account must be open and in good standing at the time the account credit is issued to receive the account credit. By clicking “Submit” you are authorizing BBVA to contact you using the information you entered. †Visa’s Zero Liability Policy does not apply to Visa corporate or Visa purchasing card or account ‭transactions, or any transactions that are not processed by Visa. Sign-up Bonus$100 account credit after spending $1,500 in the first 90 days after account opening, Average Yearly Rewards Value ($1,325 monthly spend)$261. Delaware Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balance from month to month. Posted by just now. BBVA Visa® Cards are eligible for enrollment in Apple Pay®, Google Pay™, and Samsung Pay® which allows you to pay retailers directly from your mobile device. You already have an account with BBVA and want a card with the same bank. Download our Award-Winning Mobile Banking App - Manage your credit cards from the convenience of your mobile device. The BBVA ClearPoints Credit Card offers customizable rewards on up to 10 categories; each quarter cardholders can choose one 3X category and one 2X category. The offers that appear on this site are from companies from which CreditCards.com receives compensation. I'd been getting various subprime mailers (Mercury, First Premier, etc) lately, but they've been going in the shred pile since I'm moving past my need for those particular cards… Consult: https://usa.visa.com/pay-with-visa/visa-chip-technology-consumers/zero-liability-policy.html or BBVA for additional details. BBVA and BBVA Compass are trade names of BBVA USA, a member of the BBVA Group. I understand that this is not an application for credit and that, if I wish to apply for a credit card with any participating credit card issuer, I will need to click through to complete and submit an application directly with that issuer. Microsoft's support for your web browser ended on January 12, 2016. If yes, can anyone provide any datapoints on MCC codes or at least specific categories that work? New York residents may ‭contact the New York State Department of Financial Services at 1-800-342-3736 or visit its website, www.dfs.ny.gov, for free information on comparative credit card rates, ‭fees, and grace periods. With BBVA … Upon your request, BBVA will inform you whether a report was obtained and, if so, the name and address of the consumer reporting ‭agency. These terms allow CreditCards.com to use your consumer report information, including credit score, for internal business purposes, such as improving the website experience and to market other products and services to you. May not be available to residents of all states. Apply for the BBVA ClearPoints Credit Card to earn a $100 account credit and Build Your Own Rewards with no annual fee. Would it ve worth coming out of the garden for? I just went into the garden but it's a card I have had my eye on for a while. The card also offers flexibility in how you redeem your points. Your BBVA ClearPoints Credit Card benefits include: Don't have a code? Free Enrollment – As a BBVA ClearPoints credit cardholder, you are automatically enrolled to earn Reward Points at no additional charge. The offers that appear on this site are from companies from which CreditCards.com receives compensation. See the online credit card applications for details about the terms and conditions of an offer. The BBVA ClearPoints Card has no annual fee and offers a solid intro APR on purchases and balance transfers. Reasonable efforts are made If you're wondering whether BBVA ClearPoints Credit Card is the right card for you, read on. BBVA business cards are popular due to their lack of an annual fee, 0% APR introductory offer, and flexible rewards. *All credit cards subject to availability and approval, including credit approval. That’s great news for frugal cardholders who don’t spend heavily enough to offset any recurring charge. I have a plethora of Chase credit cards and three Amex cards… The BBVA ClearPoints credit  card offers a competitive rate, easy-to-use rewards and more perks. However, there is a major drawback: Points expire after 36 months. The card also features no annual fee, introductory purchase and balance APR, and modest $100 signup bonus. The Ohio Civil Rights Commission administers compliance with this law. The issuer doesn't disclose the starting credit limit for the BBVA Compass Clearpoints credit card and you can't determine it before submitting an application. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Finally, make $500 in purchases within 30 days of opening the credit card. Subsequent credit reports may be requested in connection with an update, renewal, or extension of the credit for which you are applying. Interest rates start at just 11.24 percent, which is significantly lower than what most low interest rate cards charge. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. No BBVA coupon … Transfer Fee$10 or 4% (whichever is higher), Introductory Purchase APR0% for 13 months, Other Notable Features: Warranty manager, travel and emergency assistance, travel accident insurance, car rental insurance, $0 liability. Sign In | BBVA Microsoft's support for your web browser ended on January 12, 2016. 1 Bonus points are awarded based on the merchant’s reporting of its merchant category code (MCC). Though it offers a merely average rewards program, the Compass ClearPoints card at least allows you to choose your bonus categories. The Compass ClearPoints card charges a 3 percent foreign transaction fee, which is typical for general-purpose credit cards, but higher than what many competitors charge. When you click on Your personal information and data are protected with 256-bit encryption. From November 1, 2020 – December 31, 2020 you … You may want to look elsewhere, though, if you don’t think you can qualify for the card’s lowest rate. Pay NO annual fee for the BBVA Compass ClearPoints credit card … Anyone use this card for healthcare, maintenance or utilities for the 3x/2x? *All credit cards subject to availability and approval, including credit approval. Do the math before you transfer a large balance. We're here for you. BBVA Compass ClearPoints Visa® Quick Summary: This Visa rewards card with flexible options is issued by BBVA Compass. To earn a $100 bonus, make $1,500 in purchases within the first 90 days. Vote. However, all credit card information is presented without warranty. For cardholders with excellent credit, the BBVA Compass ClearPoints card is more affordable than the average low interest rate card and offers a long introductory period on balance … Available through the BBVA Compass Mobile Banking App, BBVA Wallet or Online Banking, the feature allows customers with a consumer BBVA Compass debit or credit card … I got a pre-qual mailer from BBVA a couple weeks ago for their ClearPoints Visa. All credit cards subject to approval, including credit approval. The BBVA ClearPoints Credit Card is a great card for those with debt because it offers 0% APR for 13 months! We will not charge you interest on purchases if you pay your entire balance by the due date each month. BBVA Clearpoints Visa. If you take advantage of any promotional Balance Transfer, Convenience Check or Cash Advance offers from BBVA, you may lose your grace period on new Purchases because you must pay your entire balance each month, including any balance(s) created by promotional offers, by the payment due date to avoid interest on Purchase transactions. Are BBVA prequals solid? The Introductory APR for Purchases will apply through the end of the thirteenth billing cycle after the account is opened for all Purchases posted to the account within the same period. Offer is available only for new BBVA ClearPoints, Rewards Card, and Select credit card accounts opened between November 1-30, 2020. At BBVA, we value your business and apologize for any inconvenience that you may experience during this maintenance period. Introductory rates as low as 0% APR for thirteen months (12.24% to 30.24% variable APR after that) Select Card. Get the BBVA Compass Clearpoints Credit Card card today. You can choose from categories like office supplies, restaurants, travel purchases, gas, and more. Since points are rewarded at a low rate, this means that many cardholders will have a difficult time collecting enough points to redeem for a major reward before the points expire. These points can be redeemed for an account credit without any complicated math. BBVA allows you to redeem your travel purchases for statement credits – which means you can search for travel deals on discount websites and use your points to cover those purchases. While this is a lengthy introductory period, cardholders should do some careful math before springing for the offer, since the card also incurs a 4 percent balance transfer fee, or a minimum of $10, which is significantly more than the 3 percent fee that most balance transfer cards charge. You can learn more about those rewards from the card page of BBVA. Privacy Policy. BBVA ClearPoints Credit Card has no annual fee. As an incentive BBVA offers an 0% introductory APR for 13 months to new credit card holders qualifying purchases. The BBVA Compass ClearPoints card offers a lower minimum interest rate than most of its competitors and a long introductory period; however, its balance transfer fee is on the high side for a balance transfer card. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Cardholder must notify BBVA promptly of any unauthorized use as described in the cardholder agreement. Visit BankDealGuy’s website to explore more of the best credit cards … Getting paid to shop may sound like a dream, but Simple Cash Back rewards makes it a reality. No Annual Fee. To qualify to get account credit, a purchase must be made with your BBVA ClearPoints Credit Card … The information, including card rates and fees, presented in the review is accurate as of the date of the review. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Eligibility. CreditCards.com does not include the entire universe of available financial or credit offers. Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners.